Category Archives: Uncategorized

Theme Four Wrap Up: More Household Savings & Better Consumption Smoothing?

by Lynne Davidson Jarrell Lynne has graciously volunteered to summarize the posts under Theme Four, from her perspective rather than mine. Note that she points to the posts relevant to each topic she covers (the numbers are hyperlinks). Each post … Continue reading

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Evidence that Shocks are Managed Better with the Help of Microfinance – Freedom from Hunger Research

Let’s look for shock-coping that is improved by having access to microfinance. Shocks are the more extreme, therefore more easily observed manifestations of the consumption-smoothing capabilities, or resilience, of households. Seasonal shocks are predictable, like scarcity of food in the … Continue reading

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Accumulating Financial Assets: Microfinance Ambivalence about Savings and the Poor

Of the three main pathways through which microfinance services can reduce vulnerability (income-smoothing, building assets (including financial, physical, human and social assets), and empowering women), the last two posts covered the evidence for income-smoothing and accumulation of physical assets. Now … Continue reading

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Does Microfinance Participation Improve Income-Smoothing by Poor Households?

In my last post (# 36), I outlined the five risk-management strategies described in the seminal March 2000 paper by Sebstad and Cohen. Two are precautionary strategies (Income-Smoothing and Asset-Building), and three are loss-management strategies (Consumption-Modifying Strategies, Income-Raising Strategies and … Continue reading

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What Does the Evidence Mean for Freedom from Hunger?

Over the past two months, I have been asking whether the poor do more profitable business and earn more household income because of their use of microfinance services. Lynne Davidson Jarrell has provided us her summary of the main points … Continue reading

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Theme Three Wrap Up: More Profitable Business and Household Income?

by Lynne Davidson Jarrell Lynne has graciously volunteered to summarize the posts under Theme Three, from her perspective rather than mine. Note that she points to the posts relevant to each topic she covers (the numbers are hyperlinks). Each post … Continue reading

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Third Step: Manage the Business for Major ROI—Part VII—the Body of Evidence

Grameen Foundation did a real service for those interested in microfinance impact research by commissioning two excellent review papers: Measuring the Impact of Microfinance: Taking Stock of What We Know by Nathanael Goldberg (2005) and Measuring the Impact of Microfinance: … Continue reading

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Third Step: Manage the Business for Major ROI—Part V—Freedom from Hunger Studies

Continuing the quest for evidence of enough return on investment in income-generating activities (IGAs) to increase household income. Drawing entirely this time from the paper written a decade ago by my Freedom from Hunger colleagues Barbara MkNelly and Mona McCord, … Continue reading

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Third Step: Manage the Business for Major ROI – Part IV – Pitt & Khandker

Continuing the quest for evidence of enough return on investment in IGAs to increase household income. My last post (#26) reviewed the conclusions of the AIMS Project, especially the seminal paper by Sebstad and Cohen, which concluded 12 years ago … Continue reading

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Third Step: Manage the Business for Major ROI – Part III – USAID’s AIMS Project

Continuing the quest for evidence of enough return on investment in IGAs to increase household income. My last post (#25) reviewed the conclusions of Finance Against Poverty by David Hulme and Paul Mosley (Routledge, London, 1996). Their research in seven … Continue reading

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